๐Ÿ‘‘ PRECIOUS METALS + NET WORTH

Know Your
Sovereign Worth

The only tracker that combines live gold, silver, platinum & palladium spot prices with your complete net worth โ€” all in one place, all private, all yours.

๐Ÿš€ Launch Free App โ†’ See Features โ†“
๐Ÿฅ‡ Gold $4,650/oz
๐Ÿฅˆ Silver $80/oz
๐Ÿ”ท Platinum $2,446/oz
๐Ÿ”น Palladium $1,625/oz

SEE IT IN ACTION

Your wealth, beautifully tracked

Live prices ยท 5 screens ยท Rivera family demo data

๐Ÿ”’ sovereign-app.com
LIVE
๐Ÿ  OVERVIEW ๐Ÿ“Š INVESTABLE ๐Ÿฅ‡ METALS ๐Ÿ’ต CASH
TOOLS ๐ŸŽฏ FI ๐Ÿ“ˆ HISTORY ๐Ÿ† STACKER
NET WORTH ยท MAR 2026
$547,220
โ–ฒ +$4,200 this month  ยท  +$149,200 since start
INVESTABLE
$355,693
65% of NW
METALS
$56,562
10.3% of NW
REAL ESTATE
$388,200
equity
CASH & SAVINGS
$187,420
34% liquid
TOTAL LIABILITIES
โˆ’$296,840
mortgage + auto
๐Ÿฅ‡๐Ÿฅˆ๐Ÿ”ท๐Ÿ”น PRECIOUS METALS โ€” LIVE PRICES
๐Ÿฅ‡ GOLD ยท 4.5 oz
Cost basis $19,800
LIVE SPOT
$5,131/oz
VALUE
$23,090
GAIN
+$3,290 ยท +16.6%
๐Ÿฅˆ SILVER ยท 520 oz
Cost basis $39,840
LIVE SPOT
$85/oz
VALUE
$44,200
GAIN
+$4,360 ยท +10.9%
GOLD ยท SILVER RATIO
60.4
๐Ÿ“Š Historically signals: accumulate SILVER
๐Ÿ† STACKER RANK ยท WORLDWIDE
SILVER TITAN
Fewer than 2% of people globally own any physical PMs
๐Ÿฅ‡ GOLD RANK
Top 12%
4.5 oz ยท beats 88% worldwide
0%88th percentile100%
๐Ÿฅˆ SILVER RANK
Top 8%
520 oz ยท beats 92% worldwide
0%92nd percentile100%
๐ŸŽฏ FINANCIAL INDEPENDENCE CALCULATOR
4% Rule ยท $72,000/yr spend ยท Age 44 now
FI NUMBER
$1,800,000
72k/yr ร— 25
INVESTABLE NW
$355,693
65% of total NW
Progress to FI19.8%
YEARS TO FI
14.1 yrs
Age 58 ยท $36k/yr saved
GAP TO FI
$1,444,307
still needed
๐Ÿ“ˆ NET WORTH HISTORY ยท RIVERA FAMILY
PEAK $569k
Jun 2024Oct 2024Mar 2025Sep 2025Mar 2026
STARTED
$398k
Jun 2024
PEAK
$569k
all-time high
TODAY
$547k โ–ฒ
+37.5%
21-MONTH GAIN
+$149,200
+37.5% total return ยท Jun 2024 โ†’ Mar 2026
Overview Metals Stacker FI Calc History
๐Ÿš€ Try it free โ€” use your own data ๐ŸŽฎ Interactive demo โ†“

INTERACTIVE DEMO

Explore it yourself

Rivera family ยท $547,220 net worth ยท Click any tab to explore

sovereign-app.com
๐Ÿ‘‘ DEMO MODE โ€” Rivera family sample data. Explore freely.
NET WORTH ยท MAR 2026
$547,220
โ–ฒ +$84,600 YTD  ยท  +18.2%
INVESTABLE
$268,440
49% of NW
METALS
$59,540
+7.2% ROI
REAL ESTATE
$388,200
equity
CASH & SAVINGS
$187,420
34% liquid
TOTAL LIABILITIES
โˆ’$296,840
mortgage + auto
๐Ÿฅ‡๐Ÿฅˆ๐Ÿ”ท๐Ÿ”น LIVE PRECIOUS METALS
๐Ÿฅ‡ GOLD ยท 4.5 oz
Avg cost $4,400/oz
SPOT
$5,131/oz
CURRENT VALUE
$23,090
GAIN / ROI
+$3,290 ยท +16.6%
๐Ÿฅˆ SILVER ยท 520 oz
Avg cost $76.62/oz
SPOT
$85/oz
CURRENT VALUE
$44,200
GAIN / ROI
+$4,356 ยท +10.9%
๐Ÿ”ท PLATINUM ยท 0 oz
$2,114/oz spot
๐Ÿ”น PALLADIUM ยท 0 oz
$1,442/oz spot
GOLDยทSILVER RATIO
60.4
๐Ÿ“Š Historically favors buying SILVER at this ratio
๐Ÿ† YOUR STACKER RANK
SILVER TITAN
520 oz silver ยท 4.5 oz gold
๐Ÿฅ‡ GOLD RANK
Top 12%
Worldwide ยท beats 88%
๐Ÿฅˆ SILVER RANK
Top 8%
Worldwide ยท beats 92%
COMBINED VALUE
$67,290
TOTAL ROI
+11.0%
๐ŸŽฏ FINANCIAL INDEPENDENCE
4% rule ยท $72,000/yr spend ยท Age 44 now
FI NUMBER
$1,800,000
72k/yr ร— 25
INVESTABLE NW
$355,693
65% of $547,220
Progress19.8% of FI goal
YEARS TO FI
14.1 yrs
Age 58 ยท $36k/yr saved
GAP TO FI
$1,444,307
still needed
๐Ÿ“ˆ NET WORTH HISTORY ยท RIVERA FAMILY
PEAK $569k
Jun 2024Oct 2024Apr 2025Sep 2025Mar 2026
STARTED
$398k
Jun 2024
PEAK
$569k
all-time high
TODAY
$547k โ–ฒ
current
21-MONTH GAIN
+$149,200
+37.5% total return ยท Jun 2024 โ†’ Mar 2026
๐Ÿš€ Try Live Demo (with your data) ๐Ÿ‘ View full app โ†’

Prices shown are live from market ยท Demo data is the Rivera family sample

EVERYTHING YOU NEED

Built for serious stackers

Every feature designed specifically for precious metals investors who want the full financial picture.

๐Ÿฅ‡๐Ÿฅˆ๐Ÿ”ท๐Ÿ”น
All 4 Metals, Live
Real-time spot prices for gold, silver, platinum, and palladium. Auto-refreshes every 60 seconds. Shows your unrealized P&L, cost basis, and ROI per metal.
LIVE PRICES
๐Ÿ“Š
Net Worth Overview
Track total net worth across cash, investments, real estate, crypto, metals, and liabilities. Import from Empower (Personal Capital) or add manually.
ALL ASSETS
โš–๏ธ
Gold-Silver Ratio Analysis
Live GSR with historical context from 1971 to present. Buy/sell signal analysis, rebalance calculator, and strategy recommendations for your stack.
GSR TOOLS
๐Ÿ†
Stacker Rank
See exactly where your stack ranks against the world population in oz held. Get your percentile, title, and milestone tracking as you grow your position.
UNIQUE FEATURE
๐ŸŽฏ
FI Calculator
Financial Independence tracker using the 4% rule. Shows your FI progress bar, years to FI, target number, and monthly savings needed to hit your goal.
FI / FIRE
๐Ÿš€
Retirement Projections
Monte Carloโ€“style retirement modeling with conservative, normal, and optimistic scenarios. Tracks 401(k), IRA, SEP IRA, real estate, and metals separately.
RETIREMENT
๐Ÿ“ˆ
Net Worth History
Full history chart of every snapshot you've taken. Milestone events, year-over-year comparison, and trend visualization going back as far as you track.
HISTORY
๐Ÿ’ฑ
30+ Currency Support
Live exchange rates for USD, EUR, GBP, JPY, CAD, AUD, KRW, and 25+ more. Every value in the app instantly converts to your preferred currency.
MULTI-CURRENCY
๐Ÿ”’
100% Private by Default
All your data is stored locally on your device. No servers see your financial information. Optional cloud sync available โ€” completely your choice.
PRIVACY FIRST

HOW WE COMPARE

The only tracker built
for stackers

Feature
๐Ÿ‘‘ Sovereign
Kubera
GoldFolio
Live gold, silver, Pt, Pd prices
โœ“ All 4
โœ“
โœ“
Net worth tracking
โœ“
โœ“
โœ—
Gold-Silver Ratio tools
โœ“ Full GSR suite
โœ—
โœ—
Stacker World Rank
โœ“ Unique
โœ—
โœ—
FI / FIRE calculator
โœ“
โœ—
โœ—
Retirement projections
โœ“
โœ“ Basic
โœ—
30+ currencies live
โœ“
โœ“
โœ—
Local / private storage
โœ“ Default
Cloud only
Cloud only
Price
Free + $9.99/mo Pro
$360/yr
Free / $4.99

PRICING

Simple, transparent pricing

Start free. Upgrade when you're ready.

FREE FOREVER
$0
no credit card needed
  • โœ“ Live spot prices (all 4 metals)
  • โœ“ Net worth snapshots
  • โœ“ GSR analysis & history
  • โœ“ Stacker Rank
  • โœ“ FI calculator
  • โœ“ 30+ currencies
  • โœ“ Local storage โ€” fully private
Get Started Free โ†’